:root{--navy:#0b2333;--ink:#142d3a;--gold:#dfb866;--paper:#fbfaf6;--muted:#58676c;--line:#d8dedb;--serif:Georgia,'Times New Roman',serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;background:var(--paper);color:var(--ink);font-family:Arial,Helvetica,sans-serif;-webkit-font-smoothing:antialiased}a{color:inherit}button,input{font:inherit}button,a,input,summary{-webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #ac7c20;outline-offset:5px}p{line-height:1.7}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-weight:400}h1,h2{font-family:var(--serif);letter-spacing:-.045em}h2{font-size:clamp(36px,4vw,56px);line-height:1.1;margin-bottom:26px}h2 em{font-weight:400;color:#8f6728}h3{font-family:var(--serif);font-size:28px;letter-spacing:-.025em}.shell{max-width:1200px;margin:auto;padding-left:48px;padding-right:48px}.section{padding-top:100px;padding-bottom:100px}.eyebrow{font-size:11px;letter-spacing:.19em;font-weight:700;line-height:1.5;color:var(--gold);margin-bottom:24px}.eyebrow.dark{color:#695832}.header{height:94px;max-width:1440px;margin:auto;padding:0 5%;display:flex;justify-content:space-between;align-items:center;gap:24px}.brand{display:inline-flex;gap:14px;align-items:center;text-decoration:none;font-size:12px;letter-spacing:.13em;font-weight:700;white-space:nowrap}.brand small{display:block;font-size:8px;letter-spacing:.15em;margin-top:7px;color:var(--muted)}.brand-mark{font-family:var(--serif);font-size:35px;font-weight:400;letter-spacing:-.12em}.brand-mark>span{color:#a67d37;font-size:36px;margin-left:4px}.header nav{display:flex;gap:28px;align-items:center;font-size:12px}.header nav a{text-decoration:none}.header nav a:hover{text-decoration:underline;text-underline-offset:6px}.nav-cta{border:1px solid var(--line);padding:14px 18px}.nav-cta span{margin-left:16px}.skip{position:absolute;left:15px;top:-100px;z-index:10;background:white;padding:16px}.skip:focus{top:10px}.hero{background:var(--navy);color:#fff;overflow:hidden}.hero-inner{max-width:1350px;padding:70px 5% 65px;margin:auto;display:grid;grid-template-columns:1.05fr 1fr;align-items:center;gap:55px}.hero .eyebrow{display:flex;align-items:center;gap:12px}.hero .eyebrow>span{width:28px;height:1px;background:var(--gold)}h1{font-size:clamp(48px,5.8vw,82px);line-height:1.04;margin-bottom:26px}h1 em{color:var(--gold);font-weight:400}.intro{font-size:17px;max-width:475px;color:#d3dce0;margin-bottom:30px}.button{display:inline-flex;align-items:center;justify-content:space-between;gap:30px;min-height:54px;padding:18px 23px;font-size:12px;font-weight:700;text-decoration:none;transition:background .2s,transform .2s}.button:hover{transform:translateY(-2px)}.gold{background:var(--gold);color:var(--navy)}.gold:hover{background:#efcc85}.disclosure{font-size:11px;line-height:1.6;max-width:440px;color:#c2cdd3;margin:22px 0 0}.portrait-wrap{position:relative;padding:10px 10px 0;isolation:isolate}.portrait{width:100%;height:auto;display:block;border-radius:50%}.portrait-orbit{position:absolute;inset:-20px -20px 70px;border:1px solid #ffffff15;border-radius:50%;z-index:-1}.portrait-caption{padding:23px 0 0;text-align:center}.portrait-caption>span{font-size:8px;letter-spacing:.18em;color:var(--gold)}.portrait-caption p{font-family:var(--serif);font-size:28px;line-height:1.3;margin:10px 0 5px}.portrait-caption small{font-size:10px;color:#c2cdd3}.hero-bottom{max-width:1350px;margin:auto;padding:22px 5%;border-top:1px solid #ffffff1c;display:flex;justify-content:space-between;gap:20px;color:#bbc9d0;font-size:11px}.hero-bottom>span:last-child{font-size:9px;letter-spacing:.13em}.hero-bottom b{color:var(--gold);margin:0 18px}.perspective{display:grid;grid-template-columns:1fr 1fr;gap:65px}.perspective h2{font-size:43px}.body-large{font-size:18px;line-height:1.7}.perspective p:not(.eyebrow){color:var(--muted)}.text-link{display:inline-block;font-size:12px;font-weight:700;text-decoration:none;border-bottom:1px solid #b4a37b;padding-bottom:8px}.text-link span{margin-left:25px}.checklist-section{background:#eef1ec}.section-top{display:flex;justify-content:space-between;align-items:flex-end;gap:60px;margin-bottom:48px}.section-top h2{margin:0}.section-top>p{max-width:330px;color:var(--muted);font-size:14px;margin-bottom:4px}.checklist-layout{display:grid;grid-template-columns:270px 1fr;gap:46px;align-items:start}.progress-panel{background:var(--navy);color:white;padding:32px;position:sticky;top:28px}.mini-label{font-size:9px;letter-spacing:.2em;color:#c5d0d6}.progress-number{display:flex;align-items:baseline;gap:10px;margin:20px 0}.progress-number strong{font-family:var(--serif);font-size:86px;font-weight:400;line-height:1;color:var(--gold)}.progress-number>span{color:#9bafb9;font-size:22px}.progress-track{height:3px;background:#ffffff20;margin-bottom:24px}.progress-track>span{display:block;width:0;height:100%;background:var(--gold);transition:width .25s}.progress-panel p{font-size:13px;color:#d3dce0;margin-bottom:12px}.progress-panel .save-note{font-size:10px;color:#b6c6ce;margin-bottom:28px}.text-button,.reset-button{background:none;color:inherit;border:0;cursor:pointer;padding:0;text-align:left}.text-button{font-size:11px;color:var(--gold);line-height:1.7}.text-button span{margin-left:12px}.reset-button{display:block;font-size:10px;color:#b6c6ce;margin-top:18px;text-decoration:underline;text-underline-offset:3px}.check-item{display:flex;gap:18px;border-top:1px solid #cfd8d0;padding:25px 0;position:relative;cursor:pointer;align-items:flex-start}.check-item:last-child{border-bottom:1px solid #cfd8d0}.check-item>input{position:absolute;opacity:0;width:24px;height:24px;left:0;top:24px}.custom-check{width:23px;height:23px;border:1px solid #8e9d94;flex-shrink:0;background:transparent;display:flex;align-items:center;justify-content:center;margin-top:1px}.check-item input:checked+.custom-check{background:#153d36;border-color:#153d36}.check-item input:checked+.custom-check:after{content:'✓';font-size:16px;color:white}.check-item input:focus-visible+.custom-check{outline:3px solid #ac7c20;outline-offset:4px}.check-item>span:nth-of-type(2){flex:1}.check-item strong{display:block;font-size:16px;font-weight:600;margin-bottom:8px;line-height:1.4}.check-item>span>span{display:block;font-size:13px;color:var(--muted);line-height:1.7}.check-item>b{font-family:var(--serif);font-size:14px;color:#7e8c83;font-weight:400}.partner-heading{display:flex;align-items:center;justify-content:space-between;gap:15px;margin-bottom:35px}.partner-heading .eyebrow{margin:0}.partner-pill{font-size:8px;letter-spacing:.1em;border:1px solid #d6cfbd;padding:8px 12px;border-radius:20px;color:#685938}.partner-grid{display:grid;grid-template-columns:1fr .9fr;gap:85px;align-items:center}.partner-copy>p{color:var(--muted)}.affiliate-note{border-left:2px solid var(--gold);padding-left:18px;margin-top:30px}.affiliate-note strong{font-size:11px}.affiliate-note p{font-size:11px;line-height:1.7;color:var(--muted);margin:8px 0 0}.offer-card{border:1px solid #d4d3c8;background:#fff;padding:32px}.offer-top{display:flex;justify-content:space-between;font-size:9px;letter-spacing:.12em;border-bottom:1px solid #e1e4df;padding-bottom:22px;margin-bottom:25px}.offer-top span:last-child{font-size:20px;line-height:12px;color:#927029}.offer-label{font-size:14px;margin-bottom:10px}.price{display:flex;align-items:baseline;gap:16px}.price strong{font-family:var(--serif);font-size:78px;font-weight:400;letter-spacing:-.05em;line-height:1.1}.price>span{color:var(--muted);font-size:13px}.price-context{font-size:11px;color:var(--muted);margin:12px 0 20px}.offer-list{list-style:none;padding:20px 0;margin:0 0 10px;border-top:1px solid #e1e4df}.offer-list li{font-size:12px;line-height:1.6;margin-bottom:12px;padding-left:22px;position:relative}.offer-list li:before{content:'↗';position:absolute;left:0;color:#98712d}.full{width:100%;gap:15px}.offer-card>small{font-size:9px;line-height:1.6;color:var(--muted);display:block;margin-top:14px;text-align:center}.cost-section{background:#f0ebe1}.cost-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:80px}.cost-grid>div>p:not(.eyebrow){font-size:14px;color:var(--muted);max-width:340px}.faq-list details{border-top:1px solid #cec9bb}.faq-list details:last-child{border-bottom:1px solid #cec9bb}.faq-list summary{list-style:none;display:flex;justify-content:space-between;gap:20px;align-items:center;font-size:14px;line-height:1.5;font-weight:600;padding:24px 0;cursor:pointer}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary>span{font-size:23px;color:#8f6728;font-weight:400}.faq-list details[open] summary>span{transform:rotate(45deg)}.faq-list details p{color:var(--muted);font-size:13px;line-height:1.8;margin:0 35px 25px 0}.resource-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.resource-card{padding:27px 25px;background:#f1f3ef;text-decoration:none;display:flex;flex-direction:column;border:1px solid transparent;transition:border-color .2s,transform .2s}.resource-card:hover{border-color:#a99568;transform:translateY(-4px)}.resource-index{font-size:11px;display:flex;justify-content:space-between;color:#756746;margin-bottom:38px}.resource-index b{font-size:22px;font-weight:400}.resource-card h3{font-size:26px;line-height:1.1;margin-bottom:17px}.resource-card p{font-size:13px;color:var(--muted);margin-bottom:26px}.resource-card small{font-size:8px;letter-spacing:.08em;line-height:1.7;margin-top:auto}.closing{background:var(--navy);color:white;padding:65px 0}.closing-inner{display:flex;align-items:center;justify-content:space-between;gap:50px}.closing h2{font-size:45px;margin-bottom:20px}.closing p:not(.eyebrow){color:#c5d1d7;font-size:13px}.closing .eyebrow{font-size:9px}.closing-disclosure{max-width:255px;font-size:10px!important;line-height:1.6;margin:17px 0 12px}.branded-link{font-size:11px;color:var(--gold);text-underline-offset:4px}.footer{padding-top:48px;padding-bottom:32px}.footer-top{display:flex;align-items:center;justify-content:space-between;gap:30px;margin-bottom:38px}.social{display:flex;gap:22px;font-size:10px}.social a{text-decoration:none}.social a:hover{text-decoration:underline}.footer-bottom{border-top:1px solid var(--line);padding-top:24px;display:grid;grid-template-columns:1fr 1fr;gap:16px 60px}.footer-bottom p{font-size:10px;color:var(--muted);margin-bottom:6px}.footer-bottom>span,.footer-bottom>a{font-size:9px;color:var(--muted);margin-top:12px}.footer-bottom>a{text-align:right;text-decoration:none}
@media(min-width:1500px){.hero-inner{padding-top:90px;padding-bottom:90px}}@media(max-width:950px){.header nav{gap:17px}.hero-inner{gap:25px;padding-top:55px}.hero .intro{font-size:15px}h1{font-size:58px}.shell{padding-left:32px;padding-right:32px}.section{padding-top:75px;padding-bottom:75px}.perspective{gap:40px}.perspective h2{font-size:36px}.checklist-layout{grid-template-columns:220px 1fr;gap:30px}.progress-panel{padding:25px}.partner-grid{gap:38px}.offer-card{padding:25px}.cost-grid{gap:40px}.resource-card{padding:24px 18px}.footer-bottom{gap:16px 35px}}@media(max-width:700px){html{scroll-padding-top:20px}.header{height:78px;padding:0 22px}.brand{font-size:10px;gap:10px}.brand-mark{font-size:30px}.brand small{font-size:7px}.header nav>a:not(.nav-cta){display:none}.nav-cta{padding:11px;font-size:10px}.nav-cta span{margin-left:8px}.hero-inner{padding:45px 25px 35px;grid-template-columns:1fr;gap:35px}.hero-copy{max-width:540px}.hero .eyebrow{font-size:9px;margin-bottom:25px}h1{font-size:60px}.intro{max-width:440px}.hero .disclosure{font-size:10px;max-width:440px}.portrait-wrap{width:min(100%,340px);margin:auto}.portrait-caption{padding-top:15px}.portrait-caption>span{font-size:7px}.portrait-caption p{font-size:25px}.portrait-orbit{inset:-8px -8px 65px}.hero-bottom{padding:20px 25px;display:block}.hero-bottom>span:first-child{display:block;margin-bottom:10px}.hero-bottom>span:last-child{font-size:8px}.shell{padding-left:25px;padding-right:25px}.section{padding-top:58px;padding-bottom:58px}.perspective{grid-template-columns:1fr;gap:4px}.perspective h2{font-size:38px}.body-large{font-size:17px}.perspective p:not(.eyebrow){font-size:14px}.section-top{display:block;margin-bottom:28px}.section-top>p{margin:22px 0 0;max-width:420px}.checklist-layout{grid-template-columns:1fr;gap:28px}.progress-panel{position:static;display:grid;grid-template-columns:100px 1fr;column-gap:20px;padding:23px}.mini-label{grid-column:1/-1}.progress-number{grid-row:2/5;margin:15px 0 0}.progress-number strong{font-size:67px}.progress-number>span{font-size:17px}.progress-track{grid-column:2;margin:22px 0 12px}.progress-panel p{grid-column:2;font-size:12px;margin:0}.progress-panel .save-note{font-size:9px;margin:8px 0 0}.text-button{grid-column:1/-1;margin-top:23px;font-size:11px}.reset-button{grid-column:1/-1;margin-top:12px}.check-item{gap:13px;padding:23px 0}.check-item strong{font-size:15px}.check-item>span>span{font-size:12px}.partner-heading{align-items:flex-start;margin-bottom:28px}.partner-heading .eyebrow{font-size:9px;max-width:210px}.partner-pill{font-size:7px;white-space:nowrap;padding:7px}.partner-grid{grid-template-columns:1fr;gap:30px}.offer-card{padding:27px}.cost-grid{grid-template-columns:1fr;gap:25px}.cost-grid>div>p:not(.eyebrow){max-width:440px}.faq-list summary{font-size:13px}.resource-grid{grid-template-columns:1fr;gap:15px}.resource-card{padding:25px}.resource-index{margin-bottom:22px}.resource-card h3{font-size:29px}.resource-card p{margin-bottom:20px}.closing{padding:50px 0}.closing-inner{display:block}.closing h2{font-size:40px}.closing-inner>div:last-child{margin-top:30px}.closing .button{width:100%;max-width:380px}.footer-top{display:block}.social{margin-top:28px;flex-wrap:wrap}.footer-bottom{grid-template-columns:1fr;gap:15px}.footer-bottom>a{text-align:left;margin-top:0}.footer-bottom>span{margin-top:4px}h2{font-size:39px}.eyebrow{font-size:10px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important}}@media print{body{background:white;color:black}.header,.hero,.perspective,.northwest,.cost-section,.resources,.closing,.footer,.reset-button,.text-button{display:none!important}.section{padding:0}.shell{max-width:none;padding:0}.checklist-layout{display:block}.progress-panel{position:static;display:block;background:white;color:black;padding:0}.progress-number,.progress-track,.save-note,.mini-label{display:none}.progress-panel p{color:black!important}.check-item{break-inside:avoid;padding:17px 0}.check-item>span>span{color:#333}.custom-check{border-color:black}.check-item input:checked+.custom-check{print-color-adjust:exact;-webkit-print-color-adjust:exact}.section-top>p{display:block}.section-top h2{font-size:34px}.checklist-section:after{content:'Prepared by Ryan Riggins | 808 Oahu Realty LLC | ryanriggins.com. Educational information; discuss your circumstances with qualified advisors.';display:block;margin-top:25px;font-size:10px;line-height:1.5}}

/* Clear checklist promise with room for the longer headline. */
.formation .hero h1{font-size:clamp(42px,4.7vw,68px);line-height:1.04}.checklist-access{font-size:12px;color:#d5e0e4;margin:16px 0 0;line-height:1.6}.formation .hero .disclosure{margin-top:14px}@media(max-width:700px){.formation .hero h1{font-size:clamp(39px,10vw,56px)}.formation .hero .eyebrow{font-size:8px;letter-spacing:.12em}}
@media(min-width:701px) and (max-width:950px){.formation .header nav>a:not(.nav-cta){display:none}}
